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Discussion Starter · #1 ·
We pick up our carnival SX-P on Friday. I already have a buy-bid from Toyota for our Sienna (if Kia low-balls us on thr trade) and pre-approved with USAA for 2.19%. Wondering if there are any special finance rates that people are getting.

Thanks!
 

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KIA is also offering a $500 cash back at a 2.25% APR. That cash back ends up saving you $100-200 over the 1.9% offer, depending on what your principal loan amount is (i.e. if you have a trade-in or downpayment to lower the loan amount). They used to offer $750 cash back at 2.25%.
 

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Discussion Starter · #7 ·
KIA is also offering a $500 cash back at a 2.25% APR. That cash back ends up saving you $100-200 over the 1.9% offer, depending on what your principal loan amount is (i.e. if you have a trade-in or downpayment to lower the loan amount). They used to offer $750 cash back at 2.25%.
Interesting. I didn’t see the cash back offer online. Also interesting, that the dealership offered up NOTHING about the 1.9%. I had to “tell them about it” to get it.
 
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